COBRA (Consolidated Omnibus Reconciliation Act) was designed to offer insurance continuation coverage to individuals who have experienced an event causing the lost of their group health coverage. With the ever-changing regulations surrounding COBRA and the Affordable Care Act (ACA), it is even more important to ensure compliancy as an employer group. We provide reliable and cost-efficient COBRA compliance and full service administration. By  reducing your COBRA compliancy risk, you are avoiding legal liabilities and penalties.

COBRA events include but are not limited to:
  • Employee termination/reduction in hours
  • Divorce, widowed dependents of an employee who lost coverage
  • Ceasing to be an eligible dependent (exceeding plan age limits)
  • Dependents who lost coverage due to the employees Medicare entitlement

We provide you with reliable and cost-efficient COBRA compliance and administrative services. By reducing your compliancy risk, you are avoiding legal liabilities and penalties. We take care of required notices, enrollments, and premium collection.

Our administration is full service:

Notifications are key to ensuring your compliancy. We will provide COBRA General Right’s notices to your new benefit eligible employees, and will provide a welcome packet to those we assume COBRA responsibility for when you transition to us.

Enrollments and payments for COBRA participants can be tedious tasks when you are not prepared to tackle them. By allowing us to fulfill this service for you these services will be timely and confidential.

Excellent Service is our goal each time you and your former employees contact our office. Whether it’s through web access or by speaking with one of our customer service members we strive to exceed your expectations.


“It's so much easier to use our Flex Spending since FBA started to work with us. We love the turnaround time for claims, the card is so easy to use and not having to validate every single card swipe has been AWESOME!”

L. McKenzie

“You guys have been amazing from the get-go. I truly do appreciate all that you are doing to make business like ours succeed!”

J. Bollen

“Thank you so much for all of your help, you and your team are amazing!”

J. Corrigan

“I want to thank you so much for all the help you have extended to myself and my husband. It was so nice to work with someone who cares about doing their job correctly and about offering the best service they can to their clients. I wish you the best in all that comes your way.”

T. Johnson

“I have so enjoyed working with you and completing this last step in the process. You represent the gold standard of customer service and it is profoundly appreciated.”

J. Hunter
Excellence in Administration

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