COBRA Administration

If you employed 20 or more full-time employees in the preceding year and offer a group health plan, you are required to adhere to the regulations created by the Consolidated Omnibus Budget Reconciliation Act (COBRA) as well as HIPAA. Instituted in 1985, COBRA was developed to protect individuals from a loss of coverage from a group health plan due to termination, retirement, reduced hours or another qualifying event. When an individual loses coverage, COBRA offers the individual the opportunity to continue receiving benefits. If the individual chooses to elect COBRA, it is their responsibility to pay the full monthly premium amount. As the employer, it is your responsibility to ensure your company remains within compliance.

Falling outside of compliance can be a costly mistake. Many employers today simply do not have the time or resources to stay abreast of the complex and ever-changing laws surrounding COBRA and HIPAA administration. Outsourcing your COBRA administration not only lowers your risk of falling out of compliance, but it also allows you to redirect your focus back to the success of your business. As one of the leading third-party administrators (TPAs) in the nation, Flexible Benefit Administrators, Inc. (FBA) specializes in providing reliable and cost-efficient COBRA administration services to our clients. FBA focuses on giving you and your participants the customized service that is deserved. On a daily basis, our COBRA Administrators will perform maintenance on your account and provide quality assistance to your participants. We pride ourselves on the fact that our clients and participants are able to reach one of our COBRA Administrators at any time during business hours. Currently FBA provides COBRA administration to thousands of clients across the nation. Let FBA ease your burden by administering your COBRA program today.

The FBA Difference

COBRA Implementation
FBA will partner with your Benefits Team to develop a plan to meet your unique needs.

Carrier Enrollments/Terminations
FBA performs all enrollments/terminations within one business day of receipt.

Customer Service
You will have a dedicated Benefits Team to administer all account aspects for the duration of the contract.

Customized Communications
Whether it’s a newly-eligible member or current COBRA participant, we ensure every individual receives materials.

Premium Collections/Disbursements
Our COBRA Department will collect premiums for all enrolled participants for the duration of coverage.

COBRA Assistance
COBRA laws are complex and burdensome. FBA can be a resource for answering all of your questions.


Hear It For Yourself

“It's so much easier to use our Flex Spending since FBA started to work with us. We love the turnaround time for claims, the card is so easy to use and not having to validate every single card swipe has been AWESOME!”

L. McKenzie

“You guys have been amazing from the get-go. I truly do appreciate all that you are doing to make business like ours succeed!”

J. Bollen

“Thank you so much for all of your help, you and your team are amazing!”

J. Corrigan

“I want to thank you so much for all the help you have extended to myself and my husband. It was so nice to work with someone who cares about doing their job correctly and about offering the best service they can to their clients. I wish you the best in all that comes your way.”

T. Johnson

“I have so enjoyed working with you and completing this last step in the process. You represent the gold standard of customer service and it is profoundly appreciated.”

J. Hunter

“You are the BEST to work with!””

B. Snead

“The mobile app makes it so easy to manage my account and quickly view my balance, submit a claim, and review my history.”

G. Fitzpatrick

“Great security features! I wish other financial institutions had services like these!”

O. Castillo

“I cannot thank you enough for your time and especially, for making the drive to spend time with each of my employees. Your kind, generous attitude was most helpful when speaking about our new FSA/HSA vendor. I know employees appreciated being able to meet with you 1-on-1.”

A. Stuart

“The transition of our benefit plans was seamless. We were able to communicate directly with our Benefits Team throughout the duration and never had to hassle going through a phone tree.”

J. Haney
Excellence in Administration

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